How do in Apply for the 'Zorgtoeslag' in 2026?

Unlike some benefits that are automatic, you must apply for the healthcare allowance yourself. Once approved, the money is typically deposited into your account around the 20th of each month.

1. Do You Qualify? (2026 Income & Asset Limits)

To receive the allowance in 2026, you must meet these four criteria:

1. Age: You must be 18 years or older.
2. Insurance: You must have a Dutch basic health insurance policy.
3. Income Limit: Your “means-tested” (gross) annual income must be below:
   • €40,857 for a single person.
   • €51,142 combined for partners (Toeslagpartners).
4. Asset Limit: On January 1, 2026, your savings/investments must be below:
   • €146,011 for a single person.
   • €184,633 combined for partners.

2. How Much Will You Get?

The amount is on a sliding scale: the lower your income, the higher your allowance.

• Single maximum: Up to €129 per month.
• Partners maximum: Up to €246 per month (combined).

3. Step-by-Step Application

You can apply as soon as you have your BSN and your DigiD.

1. Log in: Go to Toeslagen.nl and log in to “Mijn toeslagen” with your DigiD.
2. Trial Calculation: Use the Proefberekening tool to see exactly how much you are entitled to based on your 2026 salary estimate.
3. Apply: Click on “Zorgtoeslag” and then “Aanvragen.”
4. Wait for the Decision: The Belastingdienst (Tax Office) usually sends a formal “preliminary assessment” within 5 to 8 weeks.

4. Important Deadlines

• Retroactive Claims: You can apply for the 2026 allowance until September 1, 2027. However, it is better to apply immediately so you don’t have to pay the full insurance premium out of pocket for months.
• Reporting Changes: If you get a raise or a new job mid-year that puts you over the income limit, you must update your details in Mijn toeslagen immediately. If you don’t, you will have to pay back the entire year’s allowance in 2027.

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